- Definition of residence: Where the insured has his/her permanent home or principal establishment and to where, whenever the insured is absent, the insured intends to return.” Residents of the U.S., Canada, Brazil, Thailand and Nigeria are not eligible. This plan does insure non-U.S. and non-Canadian residents traveling anywhere in the world, including to the USA or Canada.
- Hazardous sports/occupations: The coverage for hazardous sports/occupations is already included so there is no need to add anything.
- This plan does not cover:
- Active participation in motorsports (shows, races, competition), base jumping, paragliding, rock climbing and mountaineering that requires specialized climbing equipment.
- These activates and locations: expeditions, mountaineering and trekking in Antarctica, North Pole, and Greenland.
Question: Will I be covered outside my country of citizenship or my country of residence?
Answer: You will be covered outside the country you are residing. For example:
- If you are a German, but residing in India you will be covered throughout the world including the U.S. minus India.
- If you are an Australian citizen residing in South Africa you will be covered throughout the world including the U.S, Australia, the rest of the world minus South Africa.
- If you are an Indonesian citizen residing in Indonesia you will be covered throughout the world minus Indonesia.
- U.S. residents and Canadian residents are not eligible to purchase this plan, however it covers non-U.S. residents and non-Canadian residents in both the USA and Canada.
Question: Are crampons and ice axes considered specialized climbing gear?
Answer: Yes, they are. BUPA sports medical travel plan is unable to provide coverage if these items are needed for climbing / trekking.
Question: Will my BUPA travel sports international medical plan provide coverage for visits to my team doctor?
Answer: Yes it will. There are no medical provider networks to worry about with your BUPA travel medical plan.