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Cycling Insurance

Insurance Protection for Cycling


Our Best Adventure Travel Insurance Plans For Cycling

Why Cycling Insurance?

Play Safer. Play Smarter.

Cycling has reached a resurgence in popularity in recent years as both a mode of transportation and a leisurely sport. One reason is that it may be the healthiest way to take a scenic tour on a vacation or as a recreational activity near home. Cycling is a low-impact form of exercise that builds muscle, helps with weight loss and strengthens your immune system. A person’s mental well-being also benefits from cycling, as it reduces stress, boosts brain health and improves sleep.

Bikers often say they get bored on familiar routes, which makes the ride feel stagnant. Finding new routes is important to keeping the cycling adventure alive. There are great cycling routes all over the world. Some of the most popular routes are:

  • Otago Peninsula, New Zealand – great ocean views
  • County Clare, Ireland – through towns and beaches
  • San Juan Islands, WA, U.S. – island, Pacific sea life
  • La Farola, Cuba – spectacular views of sea and cliffs
  • Cape Breton, Nova Scotia, Canada – roaring sea, Fall foilage, wildlife
  • Mont Ventoux, France – spring/summer, vineyards
  • Isle of Wight, Great Britain – mixed terrain, increasing popularity
  • The Great Ocean Road, Australia – winding road of wetland views, Bells Beach
  • Sun Moon Lake, Taiwan – tranquil, lakeside views, cherry blossoms
  • Great Divide Mountain Bike Route, Canada/U.S. – intense, longest trail in world
  • Karakoram Highway, China/Pakistan – highest altitude, view of glaciers
  • Route 10, Holland – windmills, tulips, canals
  • Molesworth Road, New Zealand – Jan. – Mar., beautiful sights
  • Udaipur, India – villages, grassroots experience
  • Route of the Hiawatha, ID/MT, U.S. – converted railroad track, secluded
  • Salzach Valley, Austria – beautiful meadows, mountains
  • Route des Grand Crus, France – vineyards, food
  • Dordogne Valley, France – villages, chateaux
  • P’tit Train du Nord, Canada – beautiful foliage, crystal clear water
  • Easter Island, Chile – easy trail

Sarah loves to see the world while cycling and her favorite cycling vacations have been in Europe and New Zealand. She’s an experienced cyclist who stays alert to the potential dangers of the sport and rides carefully. Sarah researched cycling before she took it up and learned that nearly two thirds of the cyclists killed or seriously injured where involved in collisions near a road junction, such as a T-junction or roundabout. She also learned that most cycling accidents are caused by human error (71% in 2016). According to police reports, the most common cause is the driver or rider failing to look properly. Many accidents are also caused by potholes, a parked car opening its door, and filtering through lanes of slow traffic.

That’s why Sarah came to Good Neighbor – to protect herself in the event of a cycling accident. Cycling insurance plans can help you in the event of an accident while cycling with comprehensive medical, evacuation and sports equipment coverage.

Sarah vacationed with a friend in New Zealand several years ago and both of them were injured by a driver who pulled out in front of them. While Sarah’s medical treatment was covered by her cycling insurance plan, her friend hadn’t purchased cycling insurance and was unable to pay the cost of her medical care.

Sarah’s biking accident didn’t ruin her vacation or put her in debt. In fact, it put her in a position to help her friend. Be like Sarah and protect yourself with a cycling insurance plan today. Get started by selecting one of the featured plans below or by getting a quote now.

Play Safer. Play Smarter. Insurance plans to fit your adventure.

Featured Cycling Insurance Plans

We've got the right plan for you, whether you're cycling across Australia, Europe, or the USA. Simply click "Get Quote" or "Buy Online" to get started with your customized cycling insurance plan.

GU Diplomat Travel with Adventure Sports Rider

  • Covers most adventure sports/extreme sports, plus a great general adventure travel insurance plan
  • For those traveling from 5 days up to 12 months
  • Your choice – $0 deductible up to $5,000 deductible
  • Up to $1,000,000 medical coverage
  • Medical Evacuation up to $500,000
  • Enhanced Accidental Death Benefit available up to $1,000,000
  • Select the Athletic Sports & Hazardous Activity Rider for the level appropriate for your sport

Trawick SafeTrekker Adventure Sports Insurance

  • $100,000 of medical coverage per person per period of coverage
  • $0 deductible
  • Search and rescue up to $10,000
  • Includes trip cancellation coverage
  • Up to $1,000,000 Medical/Emergency evacuation included
  • Up to age 65 – choose from 10 to 90 days
  • Loss of sports equipment to $3000 ($300 per item)

Good neighbor insurance is committed to protecting people whether they’re cycling in New Zealand or climbing Mount Everest. With Good Neighbor Insurance you’re not just getting an insurance plan, you’re getting peace of mind with a neighbor on your side at work protecting you. Even when you buy online, dedicated expert insurance agents will track your policy to make sure you’re getting exactly what you need when you ride, no matter where you go or what you plan to do.

Not sure what's right for you?

Fill out the form below and one of our licensed specialists will find the best plan for your air sport adventure. 

Other Adventure Sports Insurance Plans

MedJet Emergency Evacuation Plan- Short Term

  • 8 days of travel up to 30 days – No additional for adventure sports! (included)
  • No health questions, deductibles or claim forms are required
  • Air medical transport services only require that you be hospitalized as an inpatient and need hospitalization upon reaching your destination (medevac).
  • No dollar limit.
  • You can have the extra benefits of the Medjet Evacuation plan or buy one of our overseas trip insurance plans that cover international medical insurance.
  • This plan is “evacuation-only” (medical transportation including air and land transport), not medical or travel insurance. (All of our adventure sports travel insurance plans include emergency evacuation as a benefit.Please make sure your sport is covered in a medical emergency and that you have adequate medical insurance before purchasing a stand-alone medical transportation-only plan.

Trawick Safe Travels Team Sports Insurance

  • Covers most sports (see below) and is an affordable international sports event insurance plan when traveling
  • Covers you from 5 days up to one year with an option to renew for another year (you choose the amount of time)
  • Up to $1,000,000 US dollars of medical coverage that includes medical evacuation and medical transportation coverage
  • Saves non-U.S. citizens money by excluding the U.S.A. if they are not traveling to the US
  • Such as an Indonesian traveling to Singapore
  • Such as an Australian traveling to Hong Kong
  • Such as a U.S. citizen that lives in Singapore traveling to Australia
  • See more medical benefit details below!
  • Professional sports are not covered
  • Racing of any kind is excluded

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