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Mountain climbing is about challenge and perseverance--putting hands and feet on rocks, ice, and snow, and finally reaching a summit. High above the rest of the world, the climber pauses and looks out over a world ruled by nature and her raw beauty. It's not only climbing mountains the hard way with cams, crampons, an ice axe and rope. It's also difficult hiking up steep rocky slopes, talus fields, and airy ridges in the high mountains.
Many people enjoy climbing or hiking up mountains throughout the United States, finding their challenges on Colorado’s Fourteeners or 14,000-foot peaks, Washington’s Mount Rainier, California’s Mt. Whitney, the 4,000-foot peaks of New York’s Adirondack Mountains, or Old Rag Mountain in Virginia’s Shenandoah National Park. Outside of the U.S. there are fairly easily climbed peaks like Mount Kosciuszko, the highest point in Australia, and Mount Kilimanjaro, the summit of Africa.
Other climbers aspire to stand on top of ice-bound peaks in the world’s highest mountain ranges—the Himalayas, the Andes, the French Alps, Denali, the Canadian Rockies, and the remote ranges of Antarctica. These climbers risk life and limb to thin air, frostbite, bone-chilling cold, hypothermia, avalanche, and high wind to reach some of the world’s highest summits like the 14 mountains in Asia that rise above 8,000 meters. To climb these mountains, mountaineers must be competent in both rock and ice climbing techniques; able to understand snow, glacier travel, and forecast weather; and above all, they must have good judgment and common sense to stay not only safe but alive.
Ryan became intrigued with mountain climbing a few years ago after meeting an experienced climber and listening to some of his fascinating stories. Ryan’s love for nature and mastering a challenge compelled him to try it. Warned early on of its inherent dangers, his first few climbs were with an experienced guide.
Ryan learned from his guides that mountain climbing is a risky activity not to be taken lightly no matter how easy the peak may seem. Mountain weather can change in a hurry, and storms can bring heavy rainfall, lightning, whipping winds, blizzards and plummeting temperatures. Greater solar radiation at high altitudes and snow reflection can lead to nasty sunburn.
Staying alert is important while climbing and high altitude can deprive you of oxygen and scramble your brain or make you very sick. There can be avalanches, falling rocks and ice, and deep crevasses. In addition to nature, mountains that are overcrowded with climbers can cause you to fall. The inability to control your environment and the sheer amount of deadly forces that you’ll deal with make mountain climbing a dangerous activity.
That’s why Ryan came to Good Neighbor – to protect himself in the event of a climbing accident or illness.
If we look at the statistics surrounding the nearly 300 known climbers who have died while climbing Mount Everest, we’ll see that the most common causes were from an avalanche (23%) and from a fall (23%). Another 9% of those climbers died from exposure and 7% from altitude sickness (the remaining had lower percentages or were unknown).
Mountain climbing insurance plans can protect you in the event of accident or illness. In addition to ensuring you have proper medical coverage, good plans offer medical evacuation and other specialized care that may be needed while you are climbing.
Ryan fully appreciated the value of good insurance during his last climb on Mount Rainier. Weather conditions deteriorated rapidly, the lead climber on his team fell and Ryan suffered a broken leg in the fall. The evacuation service from Ryan’s policy rescued him and transported him to a nearby hospital where he received proper medical treatment that was covered by his policy.
Ryan was successfully rescued and treated, and he avoided a major financial burden. Be like Ryan and protect yourself with a mountain climbing insurance plan today. Get started by selecting one of the featured plans below or by getting a quote now.
We've got the right plan for you, whether you're climbing K2 or the Swiss Alps. Simply click "Get Quote" or "Buy Online" to get started with your customized climbing insurance plan.
Good Neighbor Insurance is committed to protecting people whether they’re climbing Mount Rainier or kayaking in Europe. With Good Neighbor Insurance you’re not just getting an insurance plan, you’re getting peace of mind with a neighbor on your side at work protecting you. Even when you buy online, dedicated expert insurance agents will track your policy to make sure you’re getting exactly what you need when you climb, no matter where you go or what you plan to do.
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