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Scuba Diving Insurance

Insurance Protection for Scuba Divers and Snorkelers

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Our Best Snorkeling & Scuba Diving Insurance Plans

Why Scuba Diving Insurance?

Play Safer. Play Smarter.

Scuba diving is a great escape from the noise and traffic to experience the peace and quiet of life under the sea. It’s becoming more and more popular and it’s now estimated that U.S. residents make over 30 million dives each year. There are many wonderful places around the world to dive, and some of the best are:

  • California coasts of Monterey Bay, San Diego and the Sonoma Coast
  • Florida coasts of Fort Lauderdale, Palm Beach and the Keys
  • Hawaii
  • Most Caribbean islands
  • Mexico coasts of Cancun, Costa Maya, Cozumel and Riviera Maya
  • Central American coasts of Belize, Costa Rica, Panama and Honduras
  • The Galapagos Islands off South America
  • European coasts of Iceland, the UK and Gozo in the Mediterranean
  • Asian coasts of Japan, Malaysia, Thailand and the Maldives
  • Pacific coasts of Australia, Fiji, French Polynesia, Guam, Indonesia, Micronesia, New Zealand, Palau, Papua New Guinea, Philippines and the Solomon Islands.
  • South Africa and the Red Sea in Egypt
 

One of the fascinating things about scuba diving is that each dive is different. In addition to all the places you can dive, there are over 230,000 discovered species of sea life in the oceans and nearly that many remain undiscovered. That’s why Lauren loves scuba diving vacations so much. She is in awe of the varieties of sea life and can’t wait to see what else is out there.

Lauren is an experienced diver who is well aware of the health risks involved in scuba diving. She knows that rapid descents or ascents can cause decompression sickness, middle ear damage or Pulmonary Embolism. She know that deep diving requires caution to avoid oxygen toxicity. Lauren also realizes the importance of maintaining and checking her diving equipment, because defective equipment could lead to decompression sickness or even drowning.

That’s why Lauren came to Good Neighbor – to protect herself in the event of a diving illness or accident.

Although the fatality rate for scuba diving isn’t much higher than jogging or motor vehicle accidents, there are important precautions that can make diving safer. For instance, it is much safer to dive with other people. A recent study reported that in 86% of diving fatalities, the diver was alone when they died. Another important precaution is to carry proper medical insurance.

Scuba diving insurance plans can protect you in the event of a diving illness or accident. In addition to ensuring you have proper medical coverage, good plans offer medical evacuation and other specialized care that may be needed while you are scuba diving.

Lauren was glad to have medical evacuation coverage on one of her early scuba diving vacations. She developed a serious decompression illness while diving near a remote Caribbean island. Since there weren’t adequate medical services nearby, Lauren received medical evacuation services to a hospital that could treat her properly. She was relieved that a friend had pointed her to a good insurance plan before she took that vacation.

Scuba diving can be dangerous, but you can protect yourself like Lauren did with a scuba diving insurance plan. Get started by selecting one of the featured plans below or by getting a quote now.

Play Safer. Play Smarter. Insurance plans to fit your adventure.

Featured Scuba Diving Insurance Plans

We've got the right plan for you, whether scuba diving in Indonesia or snorkeling in Hawaii. Simply click "Get Quote" to get started with your customized scuba diving insurance plan.

GU Diplomat Travel with Adventure Sports Rider

  • Covers most adventure sports/extreme sports, plus a great general adventure travel insurance plan
  • For those traveling from 5 days up to 12 months
  • Your choice – $0 deductible up to $5,000 deductible
  • Up to $1,000,000 medical coverage
  • Medical Evacuation up to $500,000
  • Enhanced Accidental Death Benefit available up to $1,000,000
  • Select the Athletic Sports & Hazardous Activity Rider for the level appropriate for your sport
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Dog Tag Adventure Sports Travel Insurance

  • $100,000 of medical coverage per person per period of coverage
  • $0 deductible
  • Search and rescue up to $10,000
  • Includes trip cancellation coverage
  • Up to $1,000,000 Medical/Emergency evacuation included
  • Up to age 65 – choose from 10 to 90 days
  • Loss of sports equipment to $3000 ($300 per item)
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BUPA Short Term Travel Insurance with Adventure Sports Coverage

  • Great Plan for non-US residents traveling internationally doing adventure sports.
  • Travel insurance policy coverage per day up to 12 months and longer
  • Unlimited medical and evacuation coverage – No deductible and No co-insurance
  • Most sports and occupations are covered even when done professionally
  • Additional non-medical option and trip cancellation option also if desired
  • 100% coverage for emergency treatment and medical evacuation
  • Direct payment of all hospital bills all over the world
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Good neighbor insurance is committed to protecting people whether they’re scuba diving in the Caribbean or climbing Mount Everest. With Good Neighbor Insurance you’re not just getting an insurance plan, you’re getting peace of mind with a neighbor on your side at work protecting you. Even when you buy online, dedicated expert insurance agents will track your policy to make sure you’re getting exactly what you need when you scuba dive, no matter where you go or what you plan to do.

Not sure what's right for you?

Fill out the form below and one of our licensed specialists will find the best plan for your air sport adventure. 

Other Adventure Sports Insurance Plans

MedJet Emergency Evacuation Plan- Short Term

  • 8 days of travel up to 30 days – No additional for adventure sports! (included)
  • No health questions, deductibles or claim forms are required
  • Air medical transport services only require that you be hospitalized as an inpatient and need hospitalization upon reaching your destination (medevac).
  • No dollar limit.
  • You can have the extra benefits of the Medjet Evacuation plan or buy one of our overseas trip insurance plans that cover international medical insurance.
  • This plan is “evacuation-only” (medical transportation including air and land transport), not medical or travel insurance. (All of our adventure sports travel insurance plans include emergency evacuation as a benefit.Please make sure your sport is covered in a medical emergency and that you have adequate medical insurance before purchasing a stand-alone medical transportation-only plan.
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Trawick Safe Travels Team Sports Insurance

  • Covers most sports (see below) and is an affordable international sports event insurance plan when traveling
  • Covers you from 5 days up to one year with an option to renew for another year (you choose the amount of time)
  • Up to $1,000,000 US dollars of medical coverage that includes medical evacuation and medical transportation coverage
  • Saves non-U.S. citizens money by excluding the U.S.A. if they are not traveling to the US
  • Such as an Indonesian traveling to Singapore
  • Such as an Australian traveling to Hong Kong
  • Such as a U.S. citizen that lives in Singapore traveling to Australia
  • See more medical benefit details below!
  • Professional sports are not covered
  • Racing of any kind is excluded
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